Interested in Debt Consolidation? Contact an Oklahoma Chapter 13 Bankruptcy Lawyer
The good news, if you do not qualify for Chapter 7 bankruptcy (debt elimination), is that this means you do have income and you do have assets. Means testing will determine whether Chapter 13 bankruptcy is appropriate for your circumstances when consumer debt or other circumstances threaten to overwhelm your ability to repay.
Advantages of filing Chapter 13 bankruptcy (debt restructuring) may include the following:
- Stop creditors' harassing phone calls and threats.
- Restructure your debts into reasonable amounts repayable over a reasonable period of time.
- In some cases, the total amount that you owe will be reduced as part of the debt repayment plan to be approved by bankruptcy court.
- Rebuild and restore your credit.
Chapter 13 bankruptcy debt repayment should be complete in 3-5 years. The sooner you get the process underway, the more manageable your escape from unmanageable debt may be.
If you need help with debt consolidation and debt relief in Oklahoma, call or e-mail us to learn more about Chapter 13 bankruptcy. Attorney Nedwick is known as aggressive and dedicated. The Law Office of Keith J. Nedwick in Norman and Tulsa offer evening and weekend appointments. Clients can contact a lawyer by phone 24 hours a day, 7 days a week.
Discuss Your Debt Consolidation Needs with an Experienced Oklahoma Bankruptcy Attorney Today.
Filing Chapter 13 bankruptcy may be your answer if you find yourself unable to pay your debts, and your income and assets are above the limits for a Chapter 7 bankruptcy. Call or e-mail The Law Offices of Keith J. Nedwick, to discuss your options for debt relief when your bills have become unmanageable.
We are debt relief agency. We help people file for relief under the Bankruptcy Code.
