Need Debt Relief? Interested in Filing Chapter 7 Bankruptcy? Contact an Oklahoma Attorney
Chapter 7 bankruptcy is often known as the "debt liquidation" bankruptcy. Chapter 7 bankruptcy wipes out debt altogether, leaving a debtor with a clean slate. In contrast, Chapter 13 bankruptcy restructures and often reduces debt, but does not eliminate it.
One of the provisions of the 2005 bankruptcy law reforms was means testing, which is the test that is used to determine whether a person is eligible for Chapter 7. Our attorneys are skilled at overcoming any barriers that might be imposed by the means test and will work hard to make sure that you quality for Chapter 7 bankruptcy.
Another provision of the 2005 bankruptcy law that impacts debtors is the requirement that Chapter 7 and Chapter 13 petitioners must complete credit counseling both before and after the bankruptcy filing. While these requirements may seem ominous to the layperson, our attorneys can guide you through the process with minimal inconvenience and confusion.
Keeping Your House and Car
Many people fear that if they file for bankruptcy, they might have to give up their house or car. Take heart: bankruptcy doesn't necessarily mean you'll lose those things. We can help you enter into agreements with your creditors that will keep your house and car out of the bankruptcy process. Talk with us about how this "reaffirmation of debts" can work for you.
If you are struggling to pay overwhelming debt and are in need of debt relief, it is probably time for you to talk to a bankruptcy lawyer. Dispel the myths and get the straight advice you need to make the right decision. Learn whether you qualify for Chapter 7 bankruptcy and how to begin the process.
You may be pleasantly surprised at how soon you can restore your credit after a Chapter 7 or Chapter 13 bankruptcy. Talking to an attorney sooner rather than later is advised now that you are beginning to wonder, "Is bankruptcy appropriate for me?"
If you are grappling with crushing debt in Oklahoma, call or e-mail us for advice and help. Past client of our firm call attorney Nedwick aggressive and dedicated. Ask for an evening or weekend appointments if necessary. Clients of the law firm have access to their attorney by phone 24 hours a day, 7 days a week.
Discuss Your Personal Debt Relief Needs with an Experienced Oklahoma Bankruptcy Lawyer Today.
If you are even thinking about the possibility of filing Chapter 7 bankruptcy, you owe it to yourself to know the score as soon as possible. Call or e-mail The Law Offices of Keith J. Nedwick, to learn what an attorney can do for you at this time of financial stress.
We are debt relief agency. We help people file for relief under the Bankruptcy Code.
